Empower your wealth, enrich your life

With our Personal CFO approach, we provide you with tailored insights and strategies to align your finances with your aspirations—giving you the freedom to focus on what truly matters most.

Comprehensive Approach to Planning

As your Personal CFO, we focus on understanding how your household’s balance sheet and cash flows align with your goals. From investments and tax to risk management and estate planning, our holistic approach is designed to grow your net worth and guide smarter financial decisions. As a fiduciary, we always act in your best interest, ensuring that your financial strategies are aligned with your values and long-term success.

Coordination of your Professional Team

We’ll coordinate with your CPA, Estate Attorney, Insurance Broker, HR department, and other specialists to ensure everyone is aligned with your goals. If there’s a gap in your team, we’ll help you find the right professionals to keep your plan moving forward seamlessly.

Why Brown PCFO?

At Brown PCFO, we bring years of experience from large firms while offering a more personalized, client-focused service. By focusing on fewer households, we provide the attention and tailored strategies that larger firms may not. Our use of technology allows us to operate efficiently, resulting in lower fees and better value for you, without compromising the quality of advice or support.

Personal CFO: Your Financial Partner

At Brown PCFO, we don’t just offer financial guidance—we act as a trusted partner, aligning your financial strategies with your life goals. With a focus on simplifying complex decisions, we bring clarity and confidence to your financial journey.

Kelly Brown, CFP®

I’ve always believed financial planning should be about more than just numbers—it’s about empowering people to live the life they truly envision. After over a decade with one of the country’s largest independent firms, I founded Brown PCFO to bring that philosophy to life, helping individuals and families balance career demands, family priorities, and long-term goals. As your Personal CFO, my role is to simplify financial complexities, maximize opportunities, and ensure every decision aligns with your vision, whether you’re growing wealth or protecting it for the future.

My wife, Leia, and I have two amazing children (yes, I’m biased), Kate (8) and Karter (5). Recently, we paused our traditional lives for a year to travel the U.S. in a campervan, an unforgettable adventure. Now, we’re settled in Bellingham, committed and energized to provide advice and guidance that bring you clarity and the freedom to focus on what truly matters.

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