Our Process
At Brown PCFO, our onboarding process is designed to foster a successful partnership, align our goals, and build a comprehensive plan that reflects your unique financial journey. Here’s what you can expect:
Discovery Conversation
(45 minutes)
1.
In our first meeting, we’ll focus on what matters most to you, explore the reasons you’re seeking financial guidance, and discuss the values that shape your approach to money. This conversation is about understanding your aspirations and goals, not just the numbers. You’ll also have a chance to learn more about Kelly and Brown PCFO.
Alignment Meeting
(60 minutes, 2 weeks after Discovery)
2.
Once you’ve provided basic financial documents (like tax returns, paystubs, and investment statements) or linked your accounts to our secure planning platform, we’ll conduct a review of your financial picture. During this meeting, we’ll align on key priorities and identify ways Brown PCFO can add value through strategic planning and investment management. Like the Discovery Conversation, this session is complimentary.
Formal Agreement
3.
If we both feel it’s a great fit, we’ll establish our Personal CFO Services or Consultation partnership with a formal client agreement.
Get Organized Meeting
(45–60 minutes, within 2 weeks of formal agreement)
4.
This session is about laying a strong foundation. We’ll consolidate assets with our trusted custodians (Charles Schwab or Altruist) and ensure we have all relevant information in place. Together, we’ll refine your goals and set up your personalized financial roadmap for a smooth start.
5.
Plan Presentation & Implementation
(60–90 minutes, 2–3 weeks after account setup)
Here, we’ll outline your top planning priorities and map out a comprehensive financial strategy, including an investment allocation proposal and implementation steps. This meeting will clarify responsibilities, timelines, and any recommended fund adjustments, setting us on a clear path forward.
6+.
What’s Most Important Now?
At this stage, we focus on the most impactful planning items identified in your roadmap—such as budgeting, estate planning, tax strategies, or risk management. This step-by-step approach ensures steady progress toward your key goals. We’ll continue meeting as we accomplish important milestones, with the frequency and process tailored to your unique needs and objectives.
