Kelly Brown, CFP®

I believe financial planning goes beyond numbers—it’s about empowering people to align their finances with the life they truly want. After over a decade at one of the country’s largest independent firms, I founded Brown PCFO to offer a more personalized, focused approach rooted in transparency and aligned with your best interests. My goal is to work with a select group of clients, providing the depth of guidance that helps individuals and families navigate life’s complexities with clarity and confidence.

A few years ago, my wife, Leia, and I left Seattle for Bellingham, seeking a close-knit community for our family. Before settling down, we took a year to travel the U.S. with our two children, Kate and Karter, exploring national parks, museums, and more—an unforgettable experience that deepened our commitment to family, intentional living, and meaningful choices. I bring this same sense of purpose and clarity to Brown PCFO, where I aim to help clients make financial decisions that align wealth with life’s bigger picture.

At Brown PCFO, our goal is to help you achieve clarity, confidence, and control over your financial future, so you can enjoy life with less worry and more freedom.

About Brown PCFO

Brown PCFO is the doing business as (DBA) name for KELCE Advisors, LLC, an independent firm created to deliver the Personal CFO experience in financial planning. KELCE Advisors, LLC was established in 2021 after Kelly left one of the largest and fastest-growing independent RIAs in the country and received official approval as a State of Washington registered investment advisor (RIA) in 2024. Brown PCFO reflects our commitment to providing tailored, fiduciary guidance that aligns closely with each client’s unique goals and values.

A Platform for Independent Advisors
KELCE Advisors was built with a clear vision: to provide a platform that minimizes conflicts with a focus on fiduciary principles, allowing advisors to deliver truly client-centered advice. We welcome experienced advisors who seek the freedom to operate an independent practice while prioritizing their clients' best interests. If you believe in a better way to serve clients, beyond the limitations of traditional firms, we’d love to connect.